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BIRMINGHAM HOUSING

Living Legacy

Homeownership Program

Affordable homeownership opportunities for qualified low- and moderate-income families. Birmingham Housing builds new homes and acquires homes in targeted neighborhoods for renovation.

Participant completing a homeownership form

Who Can Apply?

Applications are considered in the following preference order.

1

Public Housing Residents

First preference for qualified public housing residents.

2

Section 8 Participants

Second preference for qualified Section 8 participants.

3

Other Qualified Families

Other low- and moderate-income families may qualify.

Eligibility Requirements

✓

Annual income of at least $15,000 and below 80% of area median income

✓

First-time homebuyer as defined by HUD

✓

Minimum credit score of 620

✓

U.S. citizenship

✓

Acceptable rental history and reasonably good credit for the past two years

✓

Homebuyer education through a Housing Counseling Agency

Contact our team to confirm current income limits and program eligibility.

Ready to Get Started?

1

Download

Download the Living Legacy Homeownership Program Interest Form (PDF).

2

Complete

Complete the form with your household information.

3

Submit

Email the form or drop it off at our Central Office.

Download Interest Form (PDF)

Living Legacy Program

✉ homeownershipinfo@habd.net

1826 3rd Avenue South
Birmingham, AL 35233


Email your completed form or deliver it to the Central Office.

Section 8 Homeownership

For Section 8 participants interested in purchasing a home:

Letisha Edison
ledison@habd.net

Email Letisha Edison

Homeownership Resources

Neighborhood Housing Services of Birmingham logo

Neighborhood Housing Services of Birmingham

United Way of Central Alabama logo

United Way of Central Alabama

Birmingham Urban League logo

Birmingham Urban League

Alabama Housing Finance Authority logo

Alabama Housing Finance Authority

2023 Homeownership Workshop

Archived workshop information

View Workshop Archive